Housing Market Dashboard

MacroEdge Housing • Powered by FRED • Last updated: Feb 10, 2026

🏠
Median Home Price
$428,700
+4.2% from last year
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🏗️
Housing Starts
1.42M
+2.8% MoM
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📋
Building Permits
1.51M
-1.3% MoM
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📊
30-Yr Mortgage Rate
6.42%
-0.15 pts
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📈
Case-Shiller Index
318.4
+5.1% YoY
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Home Price Trends

Monthly data for the past 12 months

Start: $395K
Current: $429K
Change: +8.6%

Affordability Index

Housing affordability score

0150
0.0
Critical
Good
Fair
Poor
Critical
Based on income-to-price ratio
New Home Sales+3.2%
682K
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Existing Home Sales-1.8%
4.09M
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Inventory (Months)+0.3
3.2
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Days on Market±0
28
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Regional Distribution

Market Health Indicators

Homeownership Rate65.8%
Vacancy Rate6.2%
Delinquency Rate2.1%
Price-to-Rent Ratio78.4%

Top Metrics

MetricValueChange
15-Yr Rate5.68%-0.12
Construction$1.82T+2.4%
Pending Sales77.8+1.2%
Home Equity$32.6T+5.8%